What Is Bad Credit Loans About?

BadCreditLoans.com has been in the business of helping people since 1998. We make it simple for consumers to get the funds they are looking for online.

What Do You Need? We Can Help!

We can help connect you to lenders that offer loans that may work for you. Our lender network includes state and Tribal lenders. Tribal lenders’ rates and fees may be higher than state-licensed lenders and are subject to federal and tribal laws, not state laws. Through our service, you may be able to connect with a lender regardless of your credit history.

Our Service

Bad Credit Loans is not a lender. We offer a free service that can connect you with a lender that will present their loan offer to you with no obligation of having to accept the offer. In addition to traditional loans, some lenders in our network may offer a line of credit. By using our service your request will be sent to our large network of lenders and financial service providers using our proprietary technology.

Your Online Resource for More Than Just Loans

Our website offers more than just loans. Try visiting our news section to learn about charity work and other great events that Bad Credit Loans takes part in. You can also educate yourself on any of the latest scams that may be out there too. We never stop in our efforts to ensure you are always able to enjoy an easy, fast, and secure loan.

Who Can Benefit From A Bad Credit Loan?

 

Bad Credit Loans can help people with poor credit scores (300-579) by finding them lenders that specialize in high-risk loans.  These lenders will grant you a small loan from 500 to 1000 dollars on the first loan.  When you start repaying the loan the lenders will report that to the three credit bureaus and those are TransUnion, Equifax, and Experian.  It is vital that you pay this loan on time every month and do not pay the first loan off early!!!  You want to establish a good on-time paying history and only time and on-time payments can establish this goal. Now since you are a high-risk candidate expect to pay higher APR anywhere from 6% to 36% depending on the amount of the loan and type of loan it is.  That is just the price of having bad credit.

Bad Credit Loans can also help people with a fair credit score (580-669) they can with just one application get the best lenders to offer you a loan.  Basically the lenders are competing for your business.  You will get a list of lenders that you can go through their offers and pick the best loan that is right for you.  That way you know you are getting the best deal.

To get your FREE annual credit report go to https://www.freecreditreport.com

That way you know where you stand and you can also check to see if the reports are correct as well.  Before you apply here are the things you will need:  Active checking account in your name and proof of citizenship like a passport or a driver’s licenses and lastly proof of income like a pay stub or social security statements. Get those items then go and apply 100% online

 

How To Apply For A Loan…

5 Steps In Applying For A Loan

• Click here to get started—www.badcreditloans.com
• Click on the APPLY NOW TAB…
• Fill out the application completely and truthfully as possible…
• Wait for the offers to come in…
• Pick out the best offer for you and complete the paperwork.

Good Luck on your loan search I hope this page helped you thank you for visiting.

The Best Tips On How To Use These Loans

• Apply for the loan as soon as the life-altering event happens.  Best to get ahead of the credit situation.
• Always on the first loan get the loan when you don’t need it.  That way you can use the funds to pay back the loan you are not using your income.
• Get a small $500.00 loan for the first loan most banks will start you out on a small loan to build their trust in you.
• NEVER pay off the loan early!!!  You need to show a good on-time payment history.  You will pay more interest but in the long run, it will be worth it.
• Do this several times that way your rebuilding your credit history that is the whole point of getting these loans.
• Remember only time and patience and consistent on-time payments is the only way you can overcome bad credit and get great loans in the future.

Go ahead and get started to click the get started button above to apply for a loan today….